Perkins Loan repayment starts 9 months following graduation, witha fixed 5% interest rate.
Direct PLUS Loans Parents of dependent undergraduatestudents can borrow money under this federal program.
Your high-school guidance counselor and college financial aid office are equipped to sort out the specifics for your state.
You can also find valuable information on state higher education websites.
Do not leave free money on the table – apply for every grant and scholarship for which you qualify.